What the main reason people buy insurance?
I see people buying life insurance for wrong reason. Example; people buying for investment, if you think insurance is investment, do you know how much percentage you will get at end of the year. Some company giving like 4%, some are higher like 7%. If it investment-link insurance maybe you will get higher like 20% or nothing or even worst you will end up losing because it depend on Bursa Saham KL (BSKL). So now do you think it a good investment?
There is also other reason like the agent is their friend or relative, ok why not we help him/her because he/she is close to me. Nothing wrong with that, that good because you intend to help an insurance agent. What happen if there is a misunderstanding happens between both of you? You won’t pay right.
There is lots of reason that people think on why we must buy life insurance. But there is one solid reason that everybody should buy life insurance that is; losing a source of income.
If you see a father with 3 children and a housewife and the father is the only source of income in the family, what will going to happen to the family if the father died , paralyzed or even worst get a critical illness like cancer, brain damage, heart problems and whatnot. Can you imagine what going to happen to the family?
I am not saying this because I am insurance agent or I am trying to sell a policy to you. Ha ha ha …. Ok … well…. Why not you buy from me if you intent to buy one…… Always think a good reason when you buy something.
Life insurance has become a necessary thing in our life. Everyone should buy one even though you are still single. If you are still single think of your mother and father. Do you know all your loan or credit card balance that your parents must pay when you die? They already rise you up with lots of money and they hope you will take good care of them when they become old. But instead when you die and you burdened them with loan or Hutang. What kind of children are you???
So guys I don’t want to talk too much of this boring subject, so whatever it is…..
Life goes on……
